Terms of Service

Do I need to agree to these terms to use this website?

Yes. By accessing or using roycptl.com ("the Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, you must discontinue use of the Website. These Terms constitute a legally binding agreement between you and Roy Capital Ltd. ("we," "us," "our"), a business banking consulting firm located at 550 Terminal Avenue, Vancouver, British Columbia V6A 0H2.

What am I allowed to do on this website?

You may access and use the Website for lawful purposes related to learning about our services, contacting us, and reviewing publicly available content. You may not: use the Website in any way that violates applicable federal, provincial, or local laws; attempt to gain unauthorized access to any part of the Website, its servers, or any connected systems; use the Website to transmit malicious code, spam, or unsolicited commercial communications; reproduce, distribute, or create derivative works from our content without prior written consent; or use automated tools to scrape, crawl, or extract data from the Website.

Who owns the content on this website?

All content on roycptl.com — including text, graphics, logos, design elements, and the overall arrangement of the Website — is the intellectual property of Roy Capital Ltd. and is protected by Canadian copyright and trademark laws. You may not reproduce, distribute, modify, or publicly display any content from this Website without our prior written permission. The Roy Capital name and logo are trademarks of Roy Capital Ltd. Unauthorized use of these marks is prohibited.

Does this website constitute financial advice?

No. The content on roycptl.com is provided for general informational purposes only. It does not constitute financial, legal, or professional advice. While we make reasonable efforts to ensure the accuracy of information published on this Website, we do not guarantee that all content is complete, current, or error-free. Any decisions you make based on information found on this Website are made at your own risk. For specific advice regarding your institution's business banking operations, contact us directly to discuss an engagement.

What happens with the information I submit through the contact form?

When you submit information through our contact form, you grant us permission to use that information for the purpose of responding to your inquiry. We handle all submitted data in accordance with our Privacy Policy. You are responsible for ensuring that any information you submit is accurate and that you have the authority to share it. We are not responsible for any consequences arising from inaccurate information provided by you.

What is Roy Capital Ltd.'s liability for this website?

The Website is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, Roy Capital Ltd. disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Website will be uninterrupted, error-free, or free of harmful components. In no event shall Roy Capital Ltd., its directors, employees, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Website, even if we have been advised of the possibility of such damages. Our total liability for any claim arising from your use of the Website shall not exceed the amount you paid to access the Website (which is zero, since the Website is freely accessible).

What about links to other websites?

The Website may contain links to third-party websites that are not owned or controlled by Roy Capital Ltd. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. Accessing third-party websites linked from roycptl.com is at your own risk. We encourage you to review the terms and privacy policies of any third-party websites you visit.

Can these terms change?

Yes. We reserve the right to modify these Terms at any time. When we make changes, we will update the "Last updated" date at the top of this page. Your continued use of the Website following any changes constitutes your acceptance of the revised Terms. If you do not agree with the revised Terms, you must stop using the Website.

What law governs these terms?

These Terms are governed by and construed in accordance with the laws of the Province of British Columbia, Canada, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Website shall be resolved exclusively in the courts of British Columbia, Canada. If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

How do I contact you about these terms?

If you have any questions about these Terms of Service, please contact us at:

Roy Capital Ltd.
550 Terminal Avenue
Vancouver, British Columbia V6A 0H2
Email: [email protected]
Phone: (205) 852-5724